At this time of year, we have to reflect on the challenges and opportunities we faced this year. We are proud to have helped our clients with many issues relating to the pandemic, while also transitioning to Peryea Silver Taylor and launching a new website. We are grateful for the excellent management companies and managers who partner with us to provide the best possible service to our clients, and for the volunteer board members who work hard to keep their communities wonderful places to live. We appreciate the opportunities we had to serve our clients this year and look forward to working with them in the next year.